EMI Calculator
Work out a monthly EMI in rupees from an amount in lakh or crore, an annual rate, and a term in years.
Same amortisation formula as the loan calculator. Rate 0–50%. Years must be more than 0 and at most 40. Amounts above 1,000 crore are capped. No fees, tax, or insurance. Rounded to the nearest rupee.
- 1Enter the amount as rupees, lakh, or crore.
- 2Set the annual rate and years.
- 3Read the EMI and download the month-by-month CSV.
Monthly EMI
₹30,996
Interest
₹12,19,571
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About this tool
Work out a home-loan EMI in rupees. Type 25 lakh or 2.5 crore, then download the month-by-month schedule.
- Uses the same formula as the loan calculator
- Rounds the EMI to the nearest rupee
- CSV lists every month
- Rate 0–50%; years must be more than 0 and at most 40; amounts above 1,000 crore are capped
Questions
- Is this the same math as the loan page?
- Yes. Only the units and the rupee rounding differ.
- Can I type 25 lakh?
- Yes. One lakh is 1,00,000 and one crore is 1,00,00,000.
- What rates and terms work?
- Rate must be 0 or more. Years must be more than 0. A rate above 50%, a term above 40 years, or an amount above 1,000 crore is capped and the page says so.
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